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Read tips and tricks for buying or selling that save you time and money.

How to lower your monthly house payment

Rick Sheppard

Your monthly mortgage payment, which includes the loan’s principal, interest, property taxes and homeowners ...

Luxury homeowners – check out these 5 tips to lower your homeowners insurance premi...

Rick Sheppard

Insurance is a necessary evil – we buy it, hoping we’ll never need it. After all, it’s a hedge against.....

Tips on financing a luxury home

Rick Sheppard

The luxury home purchase process is different from buying a conventional or tract home. There’s more money p...

What every homebuyer needs to know about mortgage interest rate trends

Rick Sheppard

  Will they go up again? It’s the top-of-mind question for lenders, real estate professionals and real ...

Hooray for the FHA!

Rick Sheppard

  In case you missed it, last summer Congress passed H.R. 3700, The Housing Opportunity Through Moderniza...

The Pros and Cons of USDA Home Loans

Rick Sheppard

  If you can’t pay cash for your new home you’ll need a mortgage and, if you’re not in the...

2017 Real Estate Trends: What the Experts are Saying

Rick Sheppard

Just like in past years there’s a lot of talk about real estate projections in the coming year.  If yo...

6 ways to save money on your home heating bills right now

Rick Sheppard

    Sure, we’re knee-deep in winter weather right now and many of the tips to save money on heating...

2017: What to expect in the housing market

Rick Sheppard

  With the new year knocking on the door, one of the questions I hear most frequently is where I...

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2017: What to expect in the housing market
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